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NYC Rent vs. Buy Calculator

Compare estimated housing cash flows over your expected time in New York.

Free · No contact details required · Results are planning estimates

YOUR PLANNING RESULT

Renting uses less cash in this simple model

This is a cash-flow comparison—not a prediction or investment return calculation. Use it to identify assumptions that deserve a fuller model.

7-year rent$378,000
7-year ownership cash flow$689,550
Estimated monthly mortgage$5,057
Cash-flow difference$311,550